A few times each year heavy rain causes the River Wye at Ross on Wye to spill out of its channel. This doesn't usually do much damage because it's done this for decades and buildings have, for the most part, not been erected where it floods. Or the structures that are flooded aren't damaged - like this bandstand that was recently subject to not only floodwater but fog, and made for an interesting photograph.
photo © T. Boughen Camera: Nikon P950